Terms And Conditions

Customers can join this scheme at any time by paying any amount more than rs.100.

Once the customers joins this scheme by paying first installment, the scheme begins immediately and that day is considered to be day 1.

This scheme total time period is 330 days.

Once the customers joins this scheme they can pay consecutive installments at any time with any amount more than rs.100.

Whenever payment is made that amount will be converted to gold weight corresponding to the gold rate existing at that time.

Benefit of the scheme will be as follows

Gold accumulated during the scheme Period	Bonus
Day 1- Day 75	5%
Day 76 - Day 150	3.75%
Day 151 - Day 225	2%
Day 226 - Day 300	0.75%

From Day 301 to 330 no payment can be made. Once the scheme is matured customers can redeem this scheme with gold coin, gold jewelry, diamond jewelry as their wish.

When purchasing the jewelry whatever wastage, making charges, stone charges, gst all will be paid by the customer. At any point of time cash refund will not be allowed.

If customer wants to finish the scheme any time before maturity, then can do by purchasing jewels or coins only for the accumulated weight and will not get the bonus weight.

Example illustration of the scheme

Scheme Duration	Date of Payment	Amount Paid	Gold Rate	Gold Weight Accumulated	Bonus
Day 1 - Day 75	Jan 1st	1000	8100	0.123 g	0.006 g (5%)
	Jan 15th	3000	8250	0.364 g	0.018 g (5%)
	Feb 10th	10000	8150	1.227 g	0.061 g (5%)
	Mar 15th	5000	8300	0.602 g	0.030 g (5%)
Day 76 - Day 150	Mar 26th	2500	8200	0.305 g	0.011 g (3.75%)
	Apr 15th	10000	8450	1.183 g	0.044 g (3.75%)
	May 26th	7500	8300	0.903 g	0.034 g (3.75%)
Day 151 - Day 225	Jun 11th	15000	8150	1.840 g	0.037 g (2%)
	Jun 29th	8000	8250	0.970 g	0.020 g (2%)
	Jul 15th	12000	8350	1.437 g	0.029 g (2%)
	Aug 10th	3000	8200	0.366 g	0.077 g (2%)
Day 226 - Day 300	Sep 12th	5000	8000	0.625 g	0.005 g (0.75%)
Day 226 - Day 300	Oct 15th	4000	8150	0.491 g	0.004 g (0.75%)
Total				10.436 g	0.306

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